Company profile: SmartPay
1.1 - Company Overview
Company description
- Provider of lease-to-own payment plans enabling customers to get devices and accessories through scheduled payments instead of paying upfront. Technology-driven device leasing solutions used by leading wireless retailers and prepaid phone companies nationwide, leveraging software and data analytics to underwrite consumers with minimal credit history. Offers instant decisions, flexible schedules, early payoff, and phone upgrades.
Products and services
- Lease-to-Own Payment Plans: A technology-driven payment system enabling customers to acquire devices and accessories immediately, making scheduled payments over time instead of paying full price upfront
- Instant Application Decisions: A data-analytics-backed online application process delivering instant approval decisions, underwriting consumers with minimal credit history using software and data analytics
- Retailer Partnerships: Nationwide collaborations with leading wireless retailers and prepaid phone companies to offer lease-to-own options in their stores and online, extending SmartPay availability across partner channels
Key contacts
🔒
🔒
Financial details
🔒
1.2 - Competitors and similar companies to SmartPay
Look&Fin
HQ: Belgium
Website
- Description: Provider of a crowdlending platform enabling individuals to lend to SMEs, with investments from 50,000€ to 5,000,000€ and annual interest rates of 5.25%–11%. Offers Prêt Immo real estate loans funding up to 95% of project costs (rates from 5.25%), Prêt PME loans without personal guarantees and quick approval, and Prêt copropriétés loans for renovation projects with a streamlined process and competitive terms.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full Look&Fin company profile →
Merchants Mortgage & Trust
HQ: United States
Website
- Description: Provider of real estate lending, offering commercial property, construction, and rental loans. Specializes in short-term loans for real estate investors, with quick closings, sensible underwriting, the ability to title properties in entity names such as LLCs, and outstanding customer service.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full Merchants Mortgage & Trust company profile →
Capitalise
HQ: United Kingdom
Website
- Description: Provider of lender matching for UK businesses, using in-house technology and data analytics to identify the best financing options from 360+ lenders. Services include Experian business credit score checks and update assistance, funding eligibility checks, company credit checks, credit risk reduction, and calculators for business loans, asset finance and commercial mortgages.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full Capitalise company profile →
1st Priority Mortgage
HQ: United States
Website
- Description: Provider of tailored mortgage solutions through a unique process that identifies the best fit for individual needs. Offers Fixed Rate Mortgages, Adjustable Rate Mortgages (ARMs), Buy Before You Sell, Rate Reducer, Cash Advantage for all-cash offers, and Lock N Shop to secure rates while home shopping, with ongoing tracking and improvement.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full 1st Priority Mortgage company profile →
Esusu
HQ: United States
Website
- Description: Provider of a financial technology platform that leverages data solutions to help residents and improve property performance, offering rent reporting to credit bureaus, 0% interest rent relief loans, a marketplace for credit-building, tax, and rental services, rental payment history sharing for landlords, tax filing, and free credit score monitoring.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full Esusu company profile →
🔒
2.M&A buyers
2.1 Potential strategic acquirers in the sector
🔒
🔒
🔒
🔒
View all strategic buyers with complete profiles
Start Free Trial →
2.2 - Strategic buyer groups for SmartPay
🔒
Buyer group 1: ████████ ████████
●● companies
Description: ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████
Key Products: ████████, ████████, ████████, ████████
🔒
View all companies in this group
Request Free Trial Now →
🔒
Buyer group 2: ████████ ████████
●● companies
Description: ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████
Key Products: ████████, ████████, ████████, ████████
🔒
View all companies in this group
Request Free Trial Now →
🔒
Buyer group 3: ████████ ████████
●● companies
Description: ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████
Key Products: ████████, ████████, ████████, ████████
🔒
View all companies in this group
Request Free Trial Now →
🔓 Unlock all detailed buyer group breakdowns with complete company profiles
Start Free Trial →
3. Investors and private equity firms
3.1 - Buyout funds investing in similar companies to SmartPay
2.2 - Growth funds investing in similar companies to SmartPay
🔒
View all growth equity funds with complete profiles
Start Free Trial →
4 - Top valuation comps for SmartPay
4.2 - Public trading comparable groups for SmartPay
🔓 Unlock all public trading comparable groups with complete valuation data
Start Free Trial →