Company profile: Ace Cash Express
1.1 - Company Overview
Company description
- Provider of payday and installment loans, check cashing, and prepaid and deposit accounts, including the ACE Elite Visa Prepaid Debit Card, Flare Account, and mobile banking via the Porte app; serving customers online and through stores in 24 states and the District of Columbia.
Products and services
- ACE Elite Visa Prepaid Debit Card: Prepaid card for everyday spending, available without a credit check and offering various fee plans for everyday purchases
- Payday Loans: Short-term lending designed to cover expenses until the borrower’s next payday, typically requiring full repayment by the next pay date
- Check Cashing: Retail-based service that cashes payroll, personal, and government checks without needing a bank account
Key contacts
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Financial details
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1.2 - Competitors and similar companies to Ace Cash Express
Comma
HQ: United Kingdom
Website
- Description: Provider of a platform that makes it easy for businesses to pay salaries, taxes, and invoices.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
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- Acquisitions: ●●
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Tranch
HQ: United Kingdom
Website
- Description: Provider of an invoice-to-payment platform that helps enterprises optimize cash flow and simplify accounts receivable via flexible payment infrastructure and a customizable, fully hosted checkout. Offers Pay Later (2–12 months, up to £500,000, dynamic credit line, automatic repayments), Pay Now via bank transfer (FedNow, Real-Time Payment Network), Pay by Card, and Embedded Checkouts via link or API.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
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Credit Genie
HQ: Canada
Website
- Description: Provider of a digital POS financing platform for small and mid-sized businesses in retail and medical, enabling instant credit approvals and split payments for large purchases. Offerings include promotional financing plans, a fully digital application process, direct deposit payments to merchants, staff training and support, and marketing materials to promote financing options.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full Credit Genie company profile →
BlueTarp
HQ: United States
Website
- Description: Provider of B2B credit and payment solutions that pay suppliers upfront and protect them from credit risk. Offers customizable credit terms (revolving or net), billing options, and programs that improve the purchase-to-payment lifecycle and transform AR, integrating into existing workflows. Includes small business solutions focused on cash flow and risk management.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full BlueTarp company profile →
Finsquare
HQ: France
Website
- Description: Provider of a short-term lending platform offering fast, simple SME loans for various needs, tourism financing with an 18-month delay in capital reimbursement, extended loans with a 12-month grace period, and leasing for equipment, furniture, or vehicles; also offers October Connect to help financial institutions streamline credit processes, improve risk analysis, fraud detection, and loan management for SMEs.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full Finsquare company profile →
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2.M&A buyers
2.1 Potential strategic acquirers in the sector
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2.2 - Strategic buyer groups for Ace Cash Express
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Buyer group 2: ████████ ████████
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Buyer group 3: ████████ ████████
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3. Investors and private equity firms
3.1 - Buyout funds investing in similar companies to Ace Cash Express
2.2 - Growth funds investing in similar companies to Ace Cash Express
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4 - Top valuation comps for Ace Cash Express
4.2 - Public trading comparable groups for Ace Cash Express
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