Company profile: Thinking Capital
1.1 - Company Overview
Company description
- Provider of technology-driven alternative lending solutions for small businesses, offering loans from $5,000 to $300,000 with flexible 2–24 month repayment, upfront pricing and no hidden fees; express funding up to $20,000 available in as little as 24 hours without tax documents or competitor payouts; and growth loans for larger opportunities.
Products and services
- Small Business Loans: Technology-enabled financing offering $5,000–$300,000 with 2–24 month flexible repayment, upfront pricing, no hidden fees, and draw-as-needed access
- Growth Loans: Fintech-driven financing delivering higher funding amounts and strategic support for businesses that previously utilized Express Funding, architected to facilitate larger, longer-term growth opportunities
- Express Funding: Digital-first capital product delivering rapid access to up to $20,000 without tax documents or competitor payouts, with funding available in as little as 24 hours
Key contacts
🔒
🔒
Financial details
🔒
1.2 - Competitors and similar companies to Thinking Capital
ID Finance
HQ: Spain
Website
- Description: Provider of online consumer lending and credit scoring services in emerging and growing markets.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full ID Finance company profile →
Freedom Financial Network
HQ: United States
Website
- Description: Provider of financial assessment and education, consumer debt relief and consolidation solutions, including Freedom Debt Relief negotiating reductions with creditors; personal and home equity loans via affiliates to pay off high-interest debt; and referrals to credit counseling for lower rates and manageable plans, and to bankruptcy providers for Chapter 7 or 13.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full Freedom Financial Network company profile →
Theorem
HQ: United States
Website
- Description: Provider of machine learning- and data science-driven investment in marketplace lending, investing in loans originated by online platforms and managing over $800mm in assets.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full Theorem company profile →
Spotcap
HQ: The Netherlands
Website
- Description: Provider of online business lending services for entrepreneurs, operating in the Netherlands, the United Kingdom, Spain, Australia and New Zealand.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full Spotcap company profile →
Fast AR Funding
HQ: United States
Website
- Description: Provider of industry-leading accounts receivable factoring services.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full Fast AR Funding company profile →
🔒
2.M&A buyers
2.1 Potential strategic acquirers in the sector
🔒
🔒
🔒
🔒
View all strategic buyers with complete profiles
Start Free Trial →
2.2 - Strategic buyer groups for Thinking Capital
🔒
Buyer group 1: ████████ ████████
●● companies
Description: ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████
Key Products: ████████, ████████, ████████, ████████
🔒
View all companies in this group
Request Free Trial Now →
🔒
Buyer group 2: ████████ ████████
●● companies
Description: ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████
Key Products: ████████, ████████, ████████, ████████
🔒
View all companies in this group
Request Free Trial Now →
🔒
Buyer group 3: ████████ ████████
●● companies
Description: ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████
Key Products: ████████, ████████, ████████, ████████
🔒
View all companies in this group
Request Free Trial Now →
🔓 Unlock all detailed buyer group breakdowns with complete company profiles
Start Free Trial →
3. Investors and private equity firms
3.1 - Buyout funds investing in similar companies to Thinking Capital
2.2 - Growth funds investing in similar companies to Thinking Capital
🔒
View all growth equity funds with complete profiles
Start Free Trial →
4 - Top valuation comps for Thinking Capital
4.2 - Public trading comparable groups for Thinking Capital
🔓 Unlock all public trading comparable groups with complete valuation data
Start Free Trial →