Company profile: Payrailz
1.1 - Company Overview
Company description
- Provider of AI-driven digital payments solutions for banks and credit unions, offering electronic bill presentment and payments with insights, real-time P2P via mobile/email with fraud scoring and settlement to accounts/debit cards, authenticated account-to-account transfers, and digital loan and credit card payments across online, mobile, voice, messaging, and bot-enabled channels.
Products and services
- Account-to-Account (A2A) Transfers: Facilitates one-time and recurring transfers across banking relationships with authenticated accuracy and security, supporting scheduled movement of funds between accounts at banks and credit unions
- Payrailz Digital Payments Platform: AI-driven platform combining Paywaze engine with electronic bill presentment and payments, delivering insights and flexible delivery across online/mobile, voice-enabled devices, interactive messaging, and payment bots for consumers and businesses
- Real-time Person-to-Person (P2P) Payments: Enables immediate transfers using a mobile number or email, featuring fraud scoring with funds settled to accounts and debit cards for swift recipient availability
Key contacts
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Financial details
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1.2 - Competitors and similar companies to Payrailz
Atlantic Pacific Processing
HQ: United States
Website
- Description: Provider of credit card and ACH payment processing for merchants of all sizes, offering secure connectivity for card-present transactions and online gateways for e-commerce, wireless, and virtual (card-not-present) payments. Solutions include Stax Processing, limitless acceptance capabilities, unified platform integration, direct processor integration, seamless onboarding, and customizable payment options.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full Atlantic Pacific Processing company profile →
Nuapay
HQ: Ireland
Website
- Description: Provider of Open Banking Account-to-Account payment solutions, including Instant Pay by Bank for direct, instant payments; Direct Debits with Authenticated Mandates to streamline setup and reduce fraud; Credit Transfers for refunds and payouts via Bacs, UK Faster Payments or SEPA; and Embedded Accounts to collect funds instantly and enhance payment and refund experiences.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full Nuapay company profile →
PayinTech
HQ: France
Website
- Description: Provider of B2B cashless payment solutions using NFC wristbands and cards for tourism, events, and resorts; with APIs and SDKs for integration, a real-time back office tool to manage sales, financial flows and customer data, secured customizable NFC devices, developer documentation and a REST API, and a reseller program for partners.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full PayinTech company profile →
PAI
HQ: United States
Website
- Description: Provider of ATMs and ATM/ITM solutions, including processing and maintenance, equipment sales and support, and ATM branding programs. Offers turnkey outsourcing with cash management, remote fleet access for software updates, product additions and cash forecasting, real-time reporting and alerts (PAI Reports), and technical services. Also provides payment solutions including credit, debit and prepaid card acceptance.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full PAI company profile →
Recharge
HQ: The Netherlands
Website
- Description: Provider of unified prepaid platform solutions that connect brands with customers, enabling stored value products to be obtained anywhere, anytime via multi-country digital storefronts, including Recharge.com and Startselect.com.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full Recharge company profile →
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2.M&A buyers
2.1 Potential strategic acquirers in the sector
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2.2 - Strategic buyer groups for Payrailz
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Buyer group 2: ████████ ████████
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Buyer group 3: ████████ ████████
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Key Products: ████████, ████████, ████████, ████████
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3. Investors and private equity firms
3.1 - Buyout funds investing in similar companies to Payrailz
2.2 - Growth funds investing in similar companies to Payrailz
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4 - Top valuation comps for Payrailz
4.2 - Public trading comparable groups for Payrailz
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