Company profile: LendingPoint
1.1 - Company Overview
Company description
- Provider of financial technology lending and financing origination solutions for e-commerce and point-of-sale partners, lending institutions, and consumers. Offers personal loans, business financing (working capital, business loans, lines of credit), healthcare and home improvement financing, powered by fraud prevention, risk and asset management algorithms and a CreditTech platform using big data and AI, plus a mobile app for loan and credit management.
Products and services
- CreditTech Platform: Architects an AI-driven origination system utilizing big data, fraud prevention, and risk/asset management algorithms to expand approvals across the credit spectrum via a more complete customer story analysis
- Personal Loans: Offers consumer-grade financing ranging from $1,000 to $36,500 with APRs between 7.99%–35.99% and repayment terms from 24 to 72 months for individual borrowers
- Business Solutions: Delivers enterprise-grade financing systems for businesses, including working capital, business-purpose loans, and lines of credit, integrating origination for e-commerce and point-of-sale partners and lending institutions
Key contacts
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Financial details
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1.2 - Competitors and similar companies to LendingPoint
Swift Capital
HQ: United States
Website
- Description: Provider of fast and simple business funding for small businesses, delivering working capital when traditional banks fall short. Utilizes a platform that rapidly assesses business health to provide decisions in minutes and funding as fast as same day.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
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Aura
HQ: United States
Website
- Description: Provider of fair, affordable personal loans to working families in America, as a technology-powered Community Development Financial Institution. Offers credit-building loans from $300 to $6,000 with a 35.99% APR cap, repayable over 12–48 months with fixed payments and no prepayment penalties, serving underbanked and unbanked communities using proprietary scoring algorithms.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full Aura company profile →
Business Bounce
HQ: United States
Website
- Description: Provider of working capital and a suite of dynamic business solutions for businesses needing capital to sustain, grow, enrich, and enhance their operations.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full Business Bounce company profile →
Payl8r
HQ: United Kingdom
Website
- Description: Provider of flexible payment solutions for online and in-store purchases, offering plans from 0 to 18 months. Products include Payl8r Zero (30/60/90-day no-interest), Payl8r+ (3 months 0% or 6/9/12 months with interest), and Payl8r Pro for large enterprises. Open Banking Accept+ assesses affordability in real time. Also offers bespoke finance builds tailored to businesses.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full Payl8r company profile →
Snap Financial
HQ: Canada
Website
- Description: Provider of custom financing programs that help businesses improve sale conversations and increase average transaction.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full Snap Financial company profile →
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2.M&A buyers
2.1 Potential strategic acquirers in the sector
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2.2 - Strategic buyer groups for LendingPoint
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Buyer group 3: ████████ ████████
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3. Investors and private equity firms
3.1 - Buyout funds investing in similar companies to LendingPoint
2.2 - Growth funds investing in similar companies to LendingPoint
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4 - Top valuation comps for LendingPoint
4.2 - Public trading comparable groups for LendingPoint
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