Company profile: Equifax
1.1 - Company Overview
Company description
- Provider of data, analytics, and technology solutions that collect, organize, and manage financial, demographic, employment, and marketing information in the U.S., Canada, the U.K., and Brazil, and consumer services including credit reports, credit file locks, free monthly VantageScore 3.0 and credit report access, credit monitoring, fraud alerts, and identity theft protection for automotive, fintech, healthcare, and insurance.
Products and services
- Equifax Credit Report: Summarizes an individual's financial history, detailing personal information, account specifics, bankruptcies, and inquiries in a data-driven report
- Equifax Core Credit: Delivers free monthly access to VantageScore 3.0 credit score and an Equifax credit report, with personalized credit offers, in a VantageScore 3.0-standard service
- Equifax Credit Monitor: Monitors credit score and report changes, issuing alerts and enabling users to lock their Equifax credit report in an alert-driven monitoring service
Key contacts
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Financial details
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1.2 - Competitors and similar companies to Equifax
Axo Finans
HQ: Norway
Website
- Description: Provider of consumer credit and loan brokerage services in Norway, partnering with leading banks to present a single application to multiple lenders. Offers refinancing to consolidate debt, unsecured consumer and personal loans (10,000–600,000 NOK), credit cards with benefits, and boat loans with flexible collateral options.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
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- Total funding raised: $●●●m
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Apex Litigation Finance
HQ: United Kingdom
Website
- Description: Provider of litigation finance to support access to justice for small to medium-sized cases.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
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CAN Capital
HQ: United States
Website
- Description: Provider of capital and financing solutions to small and medium-sized businesses, leveraging a real-time platform and risk-scoring models. Offers working capital loans for cash flow needs, equipment financing with 24–72 month terms up to $250,000, and a business line of credit paying interest only on utilized amounts. Its Daily Remittance Platform lets lenders access borrowers’ daily cash flows and collect daily remittances.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
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October
HQ: France
Website
- Description: Provider of an online marketplace for business loans that enables investors to lend directly to SMEs. Offers October Connect to streamline bank credit processes; Classic loans for investments, refinancing and acquisitions; a Tourism loan with an 18-month delay in capital reimbursement; an Extended loan with a 12-month grace period for capital repayment for growth projects; and lease financing for new or second-hand equipment, furniture and vehicles.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full October company profile →
Raize
HQ: Portugal
Website
- Description: Provider of P2P lending for Portuguese SMEs, offering treasury/investment and startup financing, and an investment platform for individuals with monthly payments. Operates Raizecrowd (CMVM-supervised) facilitating peer-to-peer lending, and Raize – Instituição de Pagamentos, an EU-regulated payment institution authorized by the Bank of Portugal for secure transfers, payments, and fund receipts. Also offers insurance via Insuraize registered with ASF.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full Raize company profile →
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2.M&A buyers
2.1 Potential strategic acquirers in the sector
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2.2 - Strategic buyer groups for Equifax
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Buyer group 2: ████████ ████████
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Buyer group 3: ████████ ████████
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3. Investors and private equity firms
3.1 - Buyout funds investing in similar companies to Equifax
2.2 - Growth funds investing in similar companies to Equifax
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4 - Top valuation comps for Equifax
4.2 - Public trading comparable groups for Equifax
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