Company profile: Point Predictive
1.1 - Company Overview
Company description
- Provider of risk management and artificial intelligence solutions for auto finance, consumer lending, mortgage lending, online retail, real estate, and consumer rental markets. Focused on automotive lending, mortgage lending, and online retail, helping lenders and online retailers stop fraud and reduce first payment and early payment default via BorrowerCheck for Dealers, IncomePass, and BorrowerCheck for Lenders.
Products and services
- BorrowerCheck for Lenders: AI-driven risk assessment system delivering detailed evaluations of borrower misrepresentation across identity, employment, and income, helping lenders reduce fraud and early payment default in lending
- BorrowerCheck for Dealers: Automotive-specific risk assessment product that evaluates borrower income, identity, and employment-related risks for dealers, supporting auto finance fraud prevention and first payment default reduction
- IncomePass: Automated income assessment component that compares stated income against various data sources to validate reasonableness, enabling lenders and online retailers to detect misrepresentation and reduce early payment default
Key contacts
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Financial details
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1.2 - Competitors and similar companies to Point Predictive
Lumin Digital
HQ: United States
Website
- Description: Provider of cloud-native digital banking solutions for financial institutions and credit unions, offering a comprehensive platform for retail and business banking, digital account opening, and tools for user engagement, administrative support, and risk management, plus dashboards, financial wellness monitoring, bill pay, card controls, and mobile remote deposits.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
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- Total funding raised: $●●●m
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WebTone Technologies
HQ: United States
Website
- Description: Provider of enterprise-wide customer interaction solutions for financial institutions, originating from advanced call center and Internet capabilities. Offers the TouchPoint suite comprised of modules, with core technologies expanded through branch and call center automation following the acquisition of The Broadway & Seymour Group.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
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Elseware
HQ: United Kingdom
Website
- Description: Provider of BACS software that helps transmit electronic transactions to BACS.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
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PayNet
HQ: United States
Website
- Description: Provider of credit ratings on small businesses, offering analytics and risk management solutions to small businesses in the commercial credit industry. Accumulates up-to-date information related to financial payments from many lenders and converts it into effective predictions of small business performance, enabling lenders to attain growth.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full PayNet company profile →
One
HQ: United States
Website
- Description: Provider of a financial mobile app offering banking services, fintech solutions, online payments, cash transactions, and digital wallet capabilities.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full One company profile →
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2.M&A buyers
2.1 Potential strategic acquirers in the sector
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2.2 - Strategic buyer groups for Point Predictive
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Buyer group 2: ████████ ████████
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Buyer group 3: ████████ ████████
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3. Investors and private equity firms
3.1 - Buyout funds investing in similar companies to Point Predictive
2.2 - Growth funds investing in similar companies to Point Predictive
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4 - Top valuation comps for Point Predictive
4.2 - Public trading comparable groups for Point Predictive
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