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Company profile: Point Predictive

1.1 - Company Overview

Point Predictive Logo

Point Predictive

Headquarter: United States
Founded: 20XX🔒
Employees: 100-500🔒

Company description

  • Provider of risk management and artificial intelligence solutions for auto finance, consumer lending, mortgage lending, online retail, real estate, and consumer rental markets. Focused on automotive lending, mortgage lending, and online retail, helping lenders and online retailers stop fraud and reduce first payment and early payment default via BorrowerCheck for Dealers, IncomePass, and BorrowerCheck for Lenders.

Products and services

  • BorrowerCheck for Lenders: AI-driven risk assessment system delivering detailed evaluations of borrower misrepresentation across identity, employment, and income, helping lenders reduce fraud and early payment default in lending
  • BorrowerCheck for Dealers: Automotive-specific risk assessment product that evaluates borrower income, identity, and employment-related risks for dealers, supporting auto finance fraud prevention and first payment default reduction
  • IncomePass: Automated income assessment component that compares stated income against various data sources to validate reasonableness, enabling lenders and online retailers to detect misrepresentation and reduce early payment default

Key contacts

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Financial details

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1.2 - Competitors and similar companies to Point Predictive

Lumin Digital Logo

Lumin Digital

HQ: United States Website
  • Description: Provider of cloud-native digital banking solutions for financial institutions and credit unions, offering a comprehensive platform for retail and business banking, digital account opening, and tools for user engagement, administrative support, and risk management, plus dashboards, financial wellness monitoring, bill pay, card controls, and mobile remote deposits.
  • Rationale: This competitor operates in a highly similar market segment with overlapping features.
  • Company type: Private company
  • Employees: ●●●●●
  • Total funding raised: $●●●m
  • Backers: ●●●●●●●●●●
  • Acquisitions: ●●
View full Lumin Digital company profile →
WebTone Technologies Logo

WebTone Technologies

HQ: United States Website
  • Description: Provider of enterprise-wide customer interaction solutions for financial institutions, originating from advanced call center and Internet capabilities. Offers the TouchPoint suite comprised of modules, with core technologies expanded through branch and call center automation following the acquisition of The Broadway & Seymour Group.
  • Rationale: This competitor operates in a highly similar market segment with overlapping features.
  • Company type: Private company
  • Employees: ●●●●●
  • Total funding raised: $●●●m
  • Backers: ●●●●●●●●●●
  • Acquisitions: ●●
View full WebTone Technologies company profile →
Elseware Logo

Elseware

HQ: United Kingdom Website
  • Description: Provider of BACS software that helps transmit electronic transactions to BACS.
  • Rationale: This competitor operates in a highly similar market segment with overlapping features.
  • Company type: Private company
  • Employees: ●●●●●
  • Total funding raised: $●●●m
  • Backers: ●●●●●●●●●●
  • Acquisitions: ●●
View full Elseware company profile →
PayNet Logo

PayNet

HQ: United States Website
  • Description: Provider of credit ratings on small businesses, offering analytics and risk management solutions to small businesses in the commercial credit industry. Accumulates up-to-date information related to financial payments from many lenders and converts it into effective predictions of small business performance, enabling lenders to attain growth.
  • Rationale: This competitor operates in a highly similar market segment with overlapping features.
  • Company type: Private company
  • Employees: ●●●●●
  • Total funding raised: $●●●m
  • Backers: ●●●●●●●●●●
  • Acquisitions: ●●
View full PayNet company profile →
One Logo

One

HQ: United States Website
  • Description: Provider of a financial mobile app offering banking services, fintech solutions, online payments, cash transactions, and digital wallet capabilities.
  • Rationale: This competitor operates in a highly similar market segment with overlapping features.
  • Company type: Private company
  • Employees: ●●●●●
  • Total funding raised: $●●●m
  • Backers: ●●●●●●●●●●
  • Acquisitions: ●●
View full One company profile →
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2.M&A buyers

2.1 Potential strategic acquirers in the sector

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2.2 - Strategic buyer groups for Point Predictive

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Buyer group 1: ████████ ████████

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Key Products: ████████, ████████, ████████, ████████
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Buyer group 2: ████████ ████████

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Description: ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████
Key Products: ████████, ████████, ████████, ████████
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Buyer group 3: ████████ ████████

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Description: ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████
Key Products: ████████, ████████, ████████, ████████
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3. Investors and private equity firms

3.1 - Buyout funds investing in similar companies to Point Predictive

2.2 - Growth funds investing in similar companies to Point Predictive

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4 - Top valuation comps for Point Predictive

4.2 - Public trading comparable groups for Point Predictive

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4.3 - M&A Transactions similar to Point Predictive

Selected M&A transactions

Date Target Description Buyer(s) Relevance EV EV/Revenue EV/EBITDA
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Frequently Asked Questions

About Point Predictive

What does Point Predictive do?

Point Predictive is a provider of risk management and artificial intelligence solutions for auto finance, consumer lending, mortgage lending, online retail, real estate, and consumer rental markets. Focused on automotive lending, mortgage lending, and online retail, helping lenders and online retailers stop fraud and reduce first payment and early payment default via BorrowerCheck for Dealers, IncomePass, and BorrowerCheck for Lenders.

Who are Point Predictive's competitors?

Point Predictive's competitors and similar companies include Lumin Digital, WebTone Technologies, Elseware, PayNet, and One.

Where is Point Predictive headquartered?

Point Predictive is headquartered in United States.

How many employees does Point Predictive have?

Point Predictive has 1,000 employees 🔒.

When was Point Predictive founded?

Point Predictive was founded in 2010 🔒.

What sector and industry vertical is Point Predictive in?

Point Predictive is in the Enterprise Software 🔒 sector and industry

M&A Buyers & Acquirers for Point Predictive

Who are the top strategic acquirers in Point Predictive's sector and industry

Top strategic M&A buyers and acquirers in Point Predictive's sector include ████████, ██████████, ██████, ████████, and ██████████ 🔒.

Which M&A buyer groups are most relevant for Point Predictive?

Top strategic M&A buyers groups and sectors for Point Predictive include █████████████████ , ████████████████, █████████████, ████████████, and ████████████████ 🔒.

Financial Investors investing in Point Predictive's sector and industry vertical

Which are the top PE firms investing in Point Predictive's sector and industry vertical?

Top PE firms investing in Point Predictive's sector and industry vertical include ████████, ██████████, ████████, and ██████████ 🔒.

Who are the top buyout funds acquiring in Point Predictive's sector and industry vertical?

Active PE funds and buyout funds acquiring companies in Point Predictive's sector and industry vertical include █████████, ██████████, ████████████, and ████████████ 🔒.

Who are the top growth equity funds investing in companies in Point Predictive's sector and industry vertical?

Growth funds and venture capital funds investing in companies similar to Point Predictive include █████████, ██████████, ████████████, and ████████████ 🔒.

Valuation benchmarks of companies in Point Predictive's sector and industry

Which are the key public companies that are relevant trading comps benchmarks for Point Predictive?

The key public trading comparables and valuation benchmarks for Point Predictive include █████████, ██████████, ████████████, and ████████████ 🔒.

Which are the key trading comparable groups for Point Predictive for public valuation benchmarks?

Our platform tracks detailed public trading comparable groups and valuation benchmarks for Point Predictive with complete valuation multiples, growth metrics, and profitability data. Access the full database to benchmark your company against relevant public comparables.

What are recent M&A transactions in Point Predictive's sector and industry vertical?

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What are recent capital raises and funding rounds in Point Predictive's' sector and industry vertical?

Access recent funding rounds and capital raises in Point Predictive's sector and industry vertical including growth equity, venture capital, and buyout investments. Our database includes round size, lead investors and valuations.

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