Company profile: Bloom Credit
1.1 - Company Overview
Company description
- Provider of API-based credit data access from all three credit bureaus, consumer credit reporting (furnishment), and dispute management, with compliance support and proprietary analytics. Enables fast, seamless integration and streamlined operations to help companies launch lending products and create innovative credit experiences.
Products and services
- Compliance: Delivers regulatory-compliant support ensuring financial products meet mandated requirements, supporting sustainable business growth through seamless bureau integrations and single-API operations for accessing and reporting credit data
- Credit Data Access: Supplies API-based tri-bureau credit data via a single integration, simplifying connections to all three credit bureaus and supporting proprietary analytics that supplement actionable credit insights
- Furnishment: Offers a RESTful API to report consumer credit information to bureaus, streamlining the reporting process through single-API connectivity across clients’ lending products and operational workflows
Key contacts
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Financial details
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1.2 - Competitors and similar companies to Bloom Credit
Theorem
HQ: United States
Website
- Description: Provider of machine learning- and data science-driven investment in marketplace lending, investing in loans originated by online platforms and managing over $800mm in assets.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
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Pinch
HQ: Canada
Website
- Description: Provider of a mortgage platform delivering full mortgage services and white-label technology for real estate brokerages, mortgage brokerages, and major lenders to enhance customer experience and sales.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
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QNB Finans Faktoring
HQ: Turkey
Website
- Description: Provider of domestic and foreign factoring, financing, collection, guarantee, and digital bridge services.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full QNB Finans Faktoring company profile →
Prestiamoci
HQ: Italy
Website
- Description: Provider of an Italian online peer-to-peer lending platform enabling individuals to make investments and obtain loans with transparent installments. Features a digital loan request with a streamlined web procedure and personalized assistance, support across Banca Valsabbina branches, dual Bank of Italy licensing for added security, and optional loan insurance covering disability, job loss, and severe illness.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full Prestiamoci company profile →
Kensington Mortgages
HQ: United Kingdom
Website
- Description: Provider of mortgage lending services for residential buyers and buy-to-let landlords, with options for self-employed, contractors, and those with non-standard finances. Offers Hero Mortgage Range for NHS clinicians, teachers, firefighters, police officers, and armed forces members; eKo Cashback for environmentally friendly home improvements; Flexi Fixed for Term mortgages (11–40 years); and K-hub support for intermediaries, helping brokers secure agreements.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full Kensington Mortgages company profile →
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2.M&A buyers
2.1 Potential strategic acquirers in the sector
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2.2 - Strategic buyer groups for Bloom Credit
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Buyer group 3: ████████ ████████
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Key Products: ████████, ████████, ████████, ████████
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3. Investors and private equity firms
3.1 - Buyout funds investing in similar companies to Bloom Credit
2.2 - Growth funds investing in similar companies to Bloom Credit
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4 - Top valuation comps for Bloom Credit
4.2 - Public trading comparable groups for Bloom Credit
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