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Company profile: Bloom Credit

1.1 - Company Overview

Bloom Credit Logo

Bloom Credit

Headquarter: United States
Founded: 20XX🔒
Employees: 100-500🔒

Company description

  • Provider of API-based credit data access from all three credit bureaus, consumer credit reporting (furnishment), and dispute management, with compliance support and proprietary analytics. Enables fast, seamless integration and streamlined operations to help companies launch lending products and create innovative credit experiences.

Products and services

  • Compliance: Delivers regulatory-compliant support ensuring financial products meet mandated requirements, supporting sustainable business growth through seamless bureau integrations and single-API operations for accessing and reporting credit data
  • Credit Data Access: Supplies API-based tri-bureau credit data via a single integration, simplifying connections to all three credit bureaus and supporting proprietary analytics that supplement actionable credit insights
  • Furnishment: Offers a RESTful API to report consumer credit information to bureaus, streamlining the reporting process through single-API connectivity across clients’ lending products and operational workflows

Key contacts

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Financial details

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1.2 - Competitors and similar companies to Bloom Credit

Theorem Logo

Theorem

HQ: United States Website
  • Description: Provider of machine learning- and data science-driven investment in marketplace lending, investing in loans originated by online platforms and managing over $800mm in assets.
  • Rationale: This competitor operates in a highly similar market segment with overlapping features.
  • Company type: Private company
  • Employees: ●●●●●
  • Total funding raised: $●●●m
  • Backers: ●●●●●●●●●●
  • Acquisitions: ●●
View full Theorem company profile →
Pinch Logo

Pinch

HQ: Canada Website
  • Description: Provider of a mortgage platform delivering full mortgage services and white-label technology for real estate brokerages, mortgage brokerages, and major lenders to enhance customer experience and sales.
  • Rationale: This competitor operates in a highly similar market segment with overlapping features.
  • Company type: Private company
  • Employees: ●●●●●
  • Total funding raised: $●●●m
  • Backers: ●●●●●●●●●●
  • Acquisitions: ●●
View full Pinch company profile →
QNB Finans Faktoring Logo

QNB Finans Faktoring

HQ: Turkey Website
  • Description: Provider of domestic and foreign factoring, financing, collection, guarantee, and digital bridge services.
  • Rationale: This competitor operates in a highly similar market segment with overlapping features.
  • Company type: Private company
  • Employees: ●●●●●
  • Total funding raised: $●●●m
  • Backers: ●●●●●●●●●●
  • Acquisitions: ●●
View full QNB Finans Faktoring company profile →
Prestiamoci Logo

Prestiamoci

HQ: Italy Website
  • Description: Provider of an Italian online peer-to-peer lending platform enabling individuals to make investments and obtain loans with transparent installments. Features a digital loan request with a streamlined web procedure and personalized assistance, support across Banca Valsabbina branches, dual Bank of Italy licensing for added security, and optional loan insurance covering disability, job loss, and severe illness.
  • Rationale: This competitor operates in a highly similar market segment with overlapping features.
  • Company type: Private company
  • Employees: ●●●●●
  • Total funding raised: $●●●m
  • Backers: ●●●●●●●●●●
  • Acquisitions: ●●
View full Prestiamoci company profile →
Kensington Mortgages Logo

Kensington Mortgages

HQ: United Kingdom Website
  • Description: Provider of mortgage lending services for residential buyers and buy-to-let landlords, with options for self-employed, contractors, and those with non-standard finances. Offers Hero Mortgage Range for NHS clinicians, teachers, firefighters, police officers, and armed forces members; eKo Cashback for environmentally friendly home improvements; Flexi Fixed for Term mortgages (11–40 years); and K-hub support for intermediaries, helping brokers secure agreements.
  • Rationale: This competitor operates in a highly similar market segment with overlapping features.
  • Company type: Private company
  • Employees: ●●●●●
  • Total funding raised: $●●●m
  • Backers: ●●●●●●●●●●
  • Acquisitions: ●●
View full Kensington Mortgages company profile →
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2.M&A buyers

2.1 Potential strategic acquirers in the sector

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2.2 - Strategic buyer groups for Bloom Credit

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Buyer group 1: ████████ ████████

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Buyer group 2: ████████ ████████

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Description: ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████
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Buyer group 3: ████████ ████████

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Description: ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████
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3. Investors and private equity firms

3.1 - Buyout funds investing in similar companies to Bloom Credit

2.2 - Growth funds investing in similar companies to Bloom Credit

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4 - Top valuation comps for Bloom Credit

4.2 - Public trading comparable groups for Bloom Credit

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4.3 - M&A Transactions similar to Bloom Credit

Selected M&A transactions

Date Target Description Buyer(s) Relevance EV EV/Revenue EV/EBITDA
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Frequently Asked Questions

About Bloom Credit

What does Bloom Credit do?

Bloom Credit is a provider of API-based credit data access from all three credit bureaus, consumer credit reporting (furnishment), and dispute management, with compliance support and proprietary analytics. Enables fast, seamless integration and streamlined operations to help companies launch lending products and create innovative credit experiences.

Who are Bloom Credit's competitors?

Bloom Credit's competitors and similar companies include Theorem, Pinch, QNB Finans Faktoring, Prestiamoci, and Kensington Mortgages.

Where is Bloom Credit headquartered?

Bloom Credit is headquartered in United States.

How many employees does Bloom Credit have?

Bloom Credit has 1,000 employees 🔒.

When was Bloom Credit founded?

Bloom Credit was founded in 2010 🔒.

What sector and industry vertical is Bloom Credit in?

Bloom Credit is in the Enterprise Software 🔒 sector and industry

M&A Buyers & Acquirers for Bloom Credit

Who are the top strategic acquirers in Bloom Credit's sector and industry

Top strategic M&A buyers and acquirers in Bloom Credit's sector include ████████, ██████████, ██████, ████████, and ██████████ 🔒.

Which M&A buyer groups are most relevant for Bloom Credit?

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Financial Investors investing in Bloom Credit's sector and industry vertical

Which are the top PE firms investing in Bloom Credit's sector and industry vertical?

Top PE firms investing in Bloom Credit's sector and industry vertical include ████████, ██████████, ████████, and ██████████ 🔒.

Who are the top buyout funds acquiring in Bloom Credit's sector and industry vertical?

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Who are the top growth equity funds investing in companies in Bloom Credit's sector and industry vertical?

Growth funds and venture capital funds investing in companies similar to Bloom Credit include █████████, ██████████, ████████████, and ████████████ 🔒.

Valuation benchmarks of companies in Bloom Credit's sector and industry

Which are the key public companies that are relevant trading comps benchmarks for Bloom Credit?

The key public trading comparables and valuation benchmarks for Bloom Credit include █████████, ██████████, ████████████, and ████████████ 🔒.

Which are the key trading comparable groups for Bloom Credit for public valuation benchmarks?

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What are recent M&A transactions in Bloom Credit's sector and industry vertical?

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What are recent capital raises and funding rounds in Bloom Credit's' sector and industry vertical?

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