Company profile: Cross River
1.1 - Company Overview
Company description
- Provider of API-driven banking infrastructure and payments solutions, combining bank expertise with technology to support fintechs and businesses. Offers instant payments via FedNow and RTP, same-day ACH, secure wires with Fedwire, international payments with FX and compliance, and customizable card and account programs, enabling embedded, compliant financial services and partner growth.
Products and services
- Instant Payments: Cross River offers real-time payment systems via FedNow and RTP, enabling immediate money movement across the US
- API-Based Financial Solutions: Cross River architects bank-grade, API-driven infrastructure that embeds financial services across industries, enabling compliant, integrated products and supporting regulatory compliance and partner growth for fintech partners
- Card & Account Programs: Cross River develops custom-engineered card programs using Cross River’s card rails and APIs, enabling credit building and enhanced customer experience for consumer and business use cases
Key contacts
🔒
🔒
Financial details
🔒
1.2 - Competitors and similar companies to Cross River
Form3
HQ: United Kingdom
Website
- Description: Provider of a cloud-native payments-as-a-service platform that designs, builds, and manages enterprise-grade, microservices-based payment technology for real-time account-to-account transactions. Offers payment orchestration, access to US RTP, FedNow and Fedwire, SEPA SCT, SCT Instant, SDD Core and B2B, UK Faster Payments, Bacs and Confirmation of Payee, and on-us payments to reduce fraud and improve operational efficiency.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full Form3 company profile →
Backbase
HQ: The Netherlands
Website
- Description: Provider of an omni-channel Engagement Banking Platform that equips financial institutions with building blocks and accelerators to fast-track digital transformation and orchestrate customer journeys. Offers Model Bank accelerators, Backbase.io developer platform, Identity & Entitlements Management, Customer Experience, and Omnichannel Banking services.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full Backbase company profile →
Traydstream
HQ: United Kingdom
Website
- Description: Provider of a secure, scalable cloud platform that digitizes trade finance documents and automates trade and compliance checking. Employs machine learning and AI to extract data and validate transactions against UCP600, ISBP, and other rules via a customizable rule engine with templates and attributes; developed in collaboration with Citi to set global trade standards.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full Traydstream company profile →
Zeta
HQ: United States
Website
- Description: Provider of banking technology for credit and debit card issuance, core banking, lending, and digital banking. Offers Zeta Tachyon for credit card processing with rewards, analytics, and customer service; Fusion Credit APIs for program definition, account management, transactions, simulation, and fraud prevention; Omni Stack cloud-native retail banking; embeddable card distribution; cloud-based core banking with analytics and risk monitoring.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full Zeta company profile →
Socure
HQ: United States
Website
- Description: Provider of AI-driven digital identity verification and fraud prevention solutions, including the ID+ platform leveraging AI/ML for real-time identity analysis, KYC for compliant customer growth, synthetic ID fraud detection, document and selfie verification, watchlist screening and monitoring, and age verification.
- Rationale: This competitor operates in a highly similar market segment with overlapping features.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
View full Socure company profile →
🔒
2.M&A buyers
2.1 Potential strategic acquirers in the sector
🔒
🔒
🔒
🔒
View all strategic buyers with complete profiles
Start Free Trial →
2.2 - Strategic buyer groups for Cross River
🔒
Buyer group 1: ████████ ████████
●● companies
Description: ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████
Key Products: ████████, ████████, ████████, ████████
🔒
View all companies in this group
Request Free Trial Now →
🔒
Buyer group 2: ████████ ████████
●● companies
Description: ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████
Key Products: ████████, ████████, ████████, ████████
🔒
View all companies in this group
Request Free Trial Now →
🔒
Buyer group 3: ████████ ████████
●● companies
Description: ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████
Key Products: ████████, ████████, ████████, ████████
🔒
View all companies in this group
Request Free Trial Now →
🔓 Unlock all detailed buyer group breakdowns with complete company profiles
Start Free Trial →
3. Investors and private equity firms
3.1 - Buyout funds investing in similar companies to Cross River
2.2 - Growth funds investing in similar companies to Cross River
🔒
View all growth equity funds with complete profiles
Start Free Trial →
4 - Top valuation comps for Cross River
4.2 - Public trading comparable groups for Cross River
🔓 Unlock all public trading comparable groups with complete valuation data
Start Free Trial →