Digital Health Patient Financing Platforms sector
Strategic acquirers, private equity (buyout funds and growth funds) firms, and valuation benchmarks for Digital Health Patient Financing Platforms
1.1 - About Digital Health Patient Financing Platforms sector
Companies in the Digital Health Patient Financing Platforms category enable healthcare providers to offer digital credit, payment plans, and buy‑now‑pay‑later options for out‑of‑pocket medical costs. They embed financing at point of care and online portals with real‑time prequalification, transparent cost estimates, and instant approvals. Integrated into scheduling, billing, and revenue cycle systems, these solutions increase treatment acceptance, accelerate collections, and reduce uncompensated care for provider organizations.
Typical capabilities include patient financing portals embedded in registration, checkout, and portals; BNPL and structured payment plans with configurable terms; loan origination workflows featuring real‑time underwriting and soft credit checks; cost estimation and eligibility tools for insurance gaps; EHR and revenue cycle integrations; payment orchestration across cards, ACH, HSA/FSA; compliance with HIPAA and consumer finance regulations; and loan servicing features such as autopay, collections, dispute resolution, and portfolio analytics for risk monitoring.
Primary customers include hospitals and health systems, specialty clinics and ambulatory surgery centers, and dental and vision practices. Outcomes include higher treatment acceptance and case conversion, faster cash flow with reduced days in accounts receivable, lower bad debt and charity care through structured financing, and improved patient satisfaction via transparent pricing and frictionless payments. These platforms also strengthen revenue cycle controls with better risk scoring, reporting, and integration across billing workflows.
2. Buyers in the Digital Health Patient Financing Platforms sector
2.1 Top strategic acquirers of Digital Health Patient Financing Platforms companies
PayZen
- Description: Provider of an embedded, AI-powered patient financing platform that automatically offers interest-free payment plans up to 60 months based on patient ability to pay, pre-funds healthcare providers without recourse to eliminate bad debt and A/R days, and boosts revenue while improving patient affordability and satisfaction.
- Key Products:
- Care Card: Physical and virtual white-label card letting patients fund procedures or ongoing care, splitting charges into affordable monthly payments with personalized terms
- Post Care: Automated payment platform assigning AI-driven personalized payment plans post-care, enrolling patients without IT costs and boosting provider collections within four weeks
- Balance Sheet Boost: Service that acquires providers' existing payment plan portfolios, unlocking immediate cash flow, reducing administrative burden and maintaining seamless patient experience
- Patient Financing Platform: AI-powered system integrating with EHR/EMR to offer flexible financing, accelerate cash, and increase patient payments while minimizing administrative work
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
2.2 - Strategic buyer groups for Digital Health Patient Financing Platforms sector
M&A buyer group 1: Healthcare Payments
RevSpring
- Type: N/A
- Employees: ●●●●●
- Description: Provider of data-driven healthcare engagement and payment solutions that transform complex financial journeys into intuitive pathways, offering personalized print, digital, phone, email and text communications, self-service payment options and advanced billing platforms for hospitals and revenue-cycle organizations.
- Key Products:
- OmniChannel Engagement: Delivers digital, voice, print and mobile communication pathways—such as electronic messaging, texts and IVR—so consumers can interact and pay through their preferred compliant channels, improving collection results
- Payment Engines: Provides a personalized payment portal, merchant services, text-to-pay and call-center/IVR options that fit each consumer, strengthen cash flow and minimize collection risk
- Print and Mail: Offers dynamic, intelligent print production with end-to-end reconciliation, enhanced data cleansing and secure federal tax information processing to boost delivery rates and accelerate revenue
- Performance Analytics: Combines BI dashboards, predictive scoring, experience-driven design and an analytics engine to segment workflows, measure outcomes and influence consumer payment behavior across all touchpoints.
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●● companies3. Investors and private equity firms in Digital Health Patient Financing Platforms sector
3.1 - Buyout funds in the Digital Health Patient Financing Platforms sector
2.2 - Strategic buyer groups for Digital Health Patient Financing Platforms sector
4 - Top valuation comps for Digital Health Patient Financing Platforms companies
4.2 - Public trading comparable groups for Digital Health Patient Financing Platforms sector
Valuation benchmark group 1: Consumer Point-of-Sale Financing Companies
Upbound
- Enterprise value: $●●●m
- Market Cap: $●●●m
- EV/Revenue: ●.●x
- EV/EBITDA: ●●.●x
- Description: Provider of infrastructure and financial management platforms, offering solutions for managing, scaling, and optimizing services across multiple cloud environments, as well as financial products like lease-to-own options to elevate financial opportunities for users.
- Key Products:
- Cloud Infrastructure Management: Tools for scaling and optimization of cloud services
- Managed Control Planes: Tailored solutions for platform teams
- Lease-to-Own Services: Flexible payment options for various goods
- Financial Technology: Innovative financial products and services
- Crossplane Control Planes: Integration with Kubernetes for cloud management.