Digital Remittance P2P Wallet Platforms sector
Strategic acquirers, private equity (buyout funds and growth funds) firms, and valuation benchmarks for Digital Remittance P2P Wallet Platforms
1.1 - About Digital Remittance P2P Wallet Platforms sector
Companies in the Digital Remittance P2P Wallet Platforms category build infrastructure that lets users move money peer‑to‑peer via mobile wallets, domestically and across borders. They deliver orchestration, compliance, and payout connectivity to mobile money networks and partner wallets, enabling instant transfers, transparent FX, and low fees. The value proposition is faster, safer remittances with broad corridor coverage and scalable operations for providers serving diaspora senders and recipients.
Vendors typically offer cloud P2P wallet transfer platforms with cross‑border remittance orchestration, FX conversion and pricing engines, and payout routing into mobile money, bank accounts, and cash pickup partners. They provide eKYC onboarding, sanctions screening, and ongoing AML transaction monitoring. Fraud risk scoring, velocity controls, and dispute management are standard. Developer APIs, SDKs, and white‑label mobile apps enable integration, while settlement, reconciliation, and corridor management dashboards support operations and treasury.
Primary buyers include mobile money operators, remittance service providers, and digital banks expanding wallet‑based transfers. Outcomes typically include faster time to market for new corridors, lower unit costs through automated compliance and routing, increased transaction success rates via real‑time risk controls, and improved liquidity and settlement cycles. These platforms also help buyers widen payout coverage, reduce fraud losses, and enhance customer retention with reliable, transparent transfers.
2. Buyers in the Digital Remittance P2P Wallet Platforms sector
2.1 Top strategic acquirers of Digital Remittance P2P Wallet Platforms companies
Chipper
- Description: Provider of a digital financial services platform that delivers fee-free cross-border money transfers, personal investment tools, and business payment solutions to over five million customers across Africa and the US, aiming to make financial services trusted, accessible and inclusive.
- Key Products:
- Bulk Disbursements: Enables organizations to send high-volume fund transfers to recipients across Africa quickly, leveraging Chipper’s network for efficient payouts in local or global currencies
- Bulk Collections: Provides businesses a streamlined mechanism to receive multiple payments, aggregating incoming funds and simplifying reconciliation across diverse markets and payment methods
- FX Services: Offers robust foreign-exchange capability, allowing conversion and settlement between local and global currencies, supporting cross-border transactions and cost-efficient currency management
- Chipper for Business API: Intuitive, encrypted API integration that connects business systems to Chipper’s platform, enabling programmatic access to payments across 40 African markets.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
2.2 - Strategic buyer groups for Digital Remittance P2P Wallet Platforms sector
M&A buyer group 1: P2P Remittance
Euronet
- Type: N/A
- Employees: ●●●●●
- Description: Provider of global electronic payment services, offering ATM and point-of-sale transaction processing, credit/debit card and currency exchange services, prepaid solutions and payments software to financial institutions, retailers and consumers worldwide.
- Key Products:
- EFT Processing Services: Outsources ATM and POS transaction processing for banks and mobile operators through a broad network, handling switching, device driving and settlement across Europe
- Asia and the Middle-East
- epay Prepaid Processing: Distributes prepaid mobile airtime, long-distance, internet, debit and gift cards plus digital content, managing collections and top-ups through an extensive retail location network
- Ria Money Transfer: Provides global money transfers and bill payments via agents, company stores and digital channels, enabling store-to-store, domestic and cross-border remittances including Walmart2Walmart and Walmart2World
- REN Foundation Platform: Payment software that lets processors add new payment technologies without replacing existing hardware, supporting card issuing, mobile recharge, bill payment, digital wallets and more for national payment systems.
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●● companies3. Investors and private equity firms in Digital Remittance P2P Wallet Platforms sector
3.1 - Buyout funds in the Digital Remittance P2P Wallet Platforms sector
2.2 - Strategic buyer groups for Digital Remittance P2P Wallet Platforms sector
4 - Top valuation comps for Digital Remittance P2P Wallet Platforms companies
4.2 - Public trading comparable groups for Digital Remittance P2P Wallet Platforms sector
Valuation benchmark group 1: Cross-Border Payments Companies
Wise
- Enterprise value: $●●●m
- Market Cap: $●●●m
- EV/Revenue: ●.●x
- EV/EBITDA: ●●.●x
- Description: Provider of international money transfer services and multi-currency accounts, allowing users to hold, convert, and manage money in multiple currencies globally. Offers solutions for both individual users and businesses, facilitating cross-border payments and financial management with transparent and low-cost pricing.
- Key Products:
- Multi-currency account: Account that allows users to hold, convert, and manage money in 40+ currencies
- International money transfers: Service to send money abroad at the mid-market rate
- Wise Business: Solutions for businesses to manage international payments and expenses
- Wise Platform: Service allowing banks and businesses to offer customers fast, transparent ways to manage money across borders
- Wise Card: Card for spending money abroad in different currencies.