FinTech Digital Remittance Platforms sector
Strategic acquirers, private equity (buyout funds and growth funds) firms, and valuation benchmarks for FinTech Digital Remittance Platforms
1.1 - About FinTech Digital Remittance Platforms sector
Companies in this category build and operate cloud-based infrastructure for moving funds across borders via mobile and web channels. FinTech Digital Remittance Platforms enable instant transfers, currency conversion, and transparent pricing while handling compliance and settlement across global corridors. These providers help customers launch consumer and B2B remittance services with reliable payout options, competitive FX, and scalable transaction processing.
Typical offerings include cross-border payment APIs for initiating transfers, consumer remittance apps with rate calculators, and multi-currency e-wallets tied to local payout rails. Vendors provide FX rate engines and hedging tools, KYC/AML onboarding, sanctions screening, and real-time transaction monitoring. They support bank account deposits, cash pickup, and mobile money integrations, plus reconciliation and reporting dashboards, agent network management, and developer tooling for corridor expansion and compliance automation.
Primary buyer segments include neobanks and digital banks, money transfer operators, and fintech payment platforms serving migrant and SMB customers. By adopting these platforms, buyers achieve faster settlement and delivery, lower operating costs and FX spreads, broader corridor coverage with localized payout options, and stronger compliance with reduced fraud risk. Outcomes typically include higher conversion, improved customer retention, and scalable international expansion.
2. Buyers in the FinTech Digital Remittance Platforms sector
2.1 Top strategic acquirers of FinTech Digital Remittance Platforms companies
Payoneer
- Description: Provider of a global cross-border payments platform that lets businesses send and receive funds, hold and convert multiple currencies, pay contractors and suppliers, access capital advances, and manage international workforce compliance in more than 190 countries through integrated accounts, cards and marketplace connections.
- Key Products:
- Payoneer Mass Payout Service: Enables enterprises to send large volumes of payments worldwide via global bank transfers, delivering local-currency funds quickly to recipients and simplifying cross-border disbursements
- Payoneer Checkout: Stripe-powered checkout that lets sellers accept Apple Pay
- Google Pay
- Klarna
- Affirm and more, with proceeds deposited directly into Payoneer accounts to boost conversion and payment choice
- Payoneer Invoicing & Payment Tracking: Account feature that lets businesses generate invoices, monitor payment status and receive funds rapidly, reducing effort while speeding up cash flow
- Blockchain-enabled Treasury Transfers: Real-time 24/7 money movement between global Payoneer accounts using Citi Token Services blockchain, providing instant, secure transfers unhindered by banking hours or holidays.
- Company type: Private company
- Employees: ●●●●●
- Total funding raised: $●●●m
- Backers: ●●●●●●●●●●
- Acquisitions: ●●
2.2 - Strategic buyer groups for FinTech Digital Remittance Platforms sector
M&A buyer group 1: B2B Cross Border Payments
Equiniti
- Type: N/A
- Employees: ●●●●●
- Description: Provider of technology-driven administration, processing and payment services offering share registration and dealing, wealth management, international payments, credit services, onboarding, data analytics and pension administration software for corporate clients, employees, retail customers and pension schemes.
- Key Products:
- Transfer Agent Services: Manages share registration, dividend disbursement and tax operations, acting as transfer agent and registrar to maintain accurate shareholder records and execute payments
- Equity Plan Solutions: Delivers long-term incentive, employee stock purchase and ASC 718 financial reporting tools that administer employee equity plans and ensure regulatory compliance
- Cap Table Management Platform: Blockchain-enabled platform provides comprehensive ownership management, real-time cap table visibility and employee equity administration to support private companies throughout growth and exit preparation
- Mutual Fund Proxy Solicitation Services: Supplies specialized advisory, analytics and technology that design and execute customized proxy campaigns, enhancing shareholder engagement for annual, special or contested meetings.
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●● companies3. Investors and private equity firms in FinTech Digital Remittance Platforms sector
3.1 - Buyout funds in the FinTech Digital Remittance Platforms sector
2.2 - Strategic buyer groups for FinTech Digital Remittance Platforms sector
4 - Top valuation comps for FinTech Digital Remittance Platforms companies
4.2 - Public trading comparable groups for FinTech Digital Remittance Platforms sector
Valuation benchmark group 1: Cross-Border Payments Companies
Wise
- Enterprise value: $●●●m
- Market Cap: $●●●m
- EV/Revenue: ●.●x
- EV/EBITDA: ●●.●x
- Description: Provider of international money transfer services and multi-currency accounts, allowing users to hold, convert, and manage money in multiple currencies globally. Offers solutions for both individual users and businesses, facilitating cross-border payments and financial management with transparent and low-cost pricing.
- Key Products:
- Multi-currency account: Account that allows users to hold, convert, and manage money in 40+ currencies
- International money transfers: Service to send money abroad at the mid-market rate
- Wise Business: Solutions for businesses to manage international payments and expenses
- Wise Platform: Service allowing banks and businesses to offer customers fast, transparent ways to manage money across borders
- Wise Card: Card for spending money abroad in different currencies.