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Company profile: International Personal Finance

1.1 - Company Overview

International Personal Finance Logo

International Personal Finance

Headquarter: United Kingdom
Founded: 20XX🔒
Employees: 100-500🔒

Company description

  • Provider of international home credit and digital loans, offering unsecured consumer credit to underserved customers across nine markets; insurance products (home, medical, life); home credit in Poland, the Czech Republic, Hungary, Romania and Mexico via the Provident brand; and digital lending in Spain, Australia, Mexico, Poland, Lithuania, Finland, Latvia and the Czech Republic.

Products and services

  • European Home Credit: Delivers European-market home credit through the Provident brand in Romania, Hungary, the Czech Republic, and Poland, focusing on affordable financial services
  • IPF Digital: Offers multi-market digital lending in Mexico, Australia, the Czech Republic, Spain, Poland, Lithuania, Finland, and Latvia, with a focus on robust consumer demand and credit quality
  • Unsecured Consumer Credit: Supplies unsecured loans to underserved customers across nine markets, helping access credit for everyday needs

Key contacts

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Financial details

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1.2 - Competitors and similar companies to International Personal Finance

Jaris Logo

Jaris

HQ: United States Website
  • Description: Provider of private-label embedded financial solutions for POS systems, ISVs, SaaS businesses, marketplaces, and software-enabled payment providers. Offerings include commercial lending (Flex and Installment Loans with same-day approval and next-day funding), Instant Payouts with funds settling within 30 minutes including on weekends and holidays, a full-service lending platform, bank redundancy, proprietary underwriting, and access to $1B annual capital.
  • Rationale: This competitor operates in a highly similar market segment with overlapping features.
  • Company type: Private company
  • Employees: ●●●●●
  • Total funding raised: $●●●m
  • Backers: ●●●●●●●●●●
  • Acquisitions: ●●
View full Jaris company profile →
LendingPoint Logo

LendingPoint

HQ: United States Website
  • Description: Provider of financial technology lending and financing origination solutions for e-commerce and point-of-sale partners, lending institutions, and consumers. Offers personal loans, business financing (working capital, business loans, lines of credit), healthcare and home improvement financing, powered by fraud prevention, risk and asset management algorithms and a CreditTech platform using big data and AI, plus a mobile app for loan and credit management.
  • Rationale: This competitor operates in a highly similar market segment with overlapping features.
  • Company type: Private company
  • Employees: ●●●●●
  • Total funding raised: $●●●m
  • Backers: ●●●●●●●●●●
  • Acquisitions: ●●
View full LendingPoint company profile →
PaymentReport Logo

PaymentReport

HQ: United States Website
  • Description: Provider of aggregation, verification, and reporting of consumer rental payment data to credit bureaus. The platform enables tenants to report rent payments, including lease payment history, lease start date, and current monthly rental payment information, to major credit bureaus to build credit history.
  • Rationale: This competitor operates in a highly similar market segment with overlapping features.
  • Company type: Private company
  • Employees: ●●●●●
  • Total funding raised: $●●●m
  • Backers: ●●●●●●●●●●
  • Acquisitions: ●●
View full PaymentReport company profile →
Unison Logo

Unison

HQ: United States Website
  • Description: Provider of home co-investing financing alternatives that enable homeowners to access home equity without taking on debt, reducing debt and offering a less risky way for homeowners and investors to think about their most important asset, the home.
  • Rationale: This competitor operates in a highly similar market segment with overlapping features.
  • Company type: Private company
  • Employees: ●●●●●
  • Total funding raised: $●●●m
  • Backers: ●●●●●●●●●●
  • Acquisitions: ●●
View full Unison company profile →
DataX Logo

DataX

HQ: United States Website
  • Description: Provider of FCRA-regulated specialty credit reporting and alternative data, offering financial management solutions to businesses through advanced products focused on mitigating risk and improving profitability.
  • Rationale: This competitor operates in a highly similar market segment with overlapping features.
  • Company type: Private company
  • Employees: ●●●●●
  • Total funding raised: $●●●m
  • Backers: ●●●●●●●●●●
  • Acquisitions: ●●
View full DataX company profile →
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2.M&A buyers

2.1 Potential strategic acquirers in the sector

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2.2 - Strategic buyer groups for International Personal Finance

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Buyer group 1: ████████ ████████

●● companies
Description: ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████
Key Products: ████████, ████████, ████████, ████████
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Buyer group 2: ████████ ████████

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Description: ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████
Key Products: ████████, ████████, ████████, ████████
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Buyer group 3: ████████ ████████

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Description: ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████ ████████
Key Products: ████████, ████████, ████████, ████████
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3. Investors and private equity firms

3.1 - Buyout funds investing in similar companies to International Personal Finance

2.2 - Growth funds investing in similar companies to International Personal Finance

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4 - Top valuation comps for International Personal Finance

4.2 - Public trading comparable groups for International Personal Finance

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4.3 - M&A Transactions similar to International Personal Finance

Selected M&A transactions

Date Target Description Buyer(s) Relevance EV EV/Revenue EV/EBITDA
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Frequently Asked Questions

About International Personal Finance

What does International Personal Finance do?

International Personal Finance is a provider of international home credit and digital loans, offering unsecured consumer credit to underserved customers across nine markets; insurance products (home, medical, life); home credit in Poland, the Czech Republic, Hungary, Romania and Mexico via the Provident brand; and digital lending in Spain, Australia, Mexico, Poland, Lithuania, Finland, Latvia and the Czech Republic.

Who are International Personal Finance's competitors?

International Personal Finance's competitors and similar companies include Jaris, LendingPoint, PaymentReport, Unison, and DataX.

Where is International Personal Finance headquartered?

International Personal Finance is headquartered in United Kingdom.

How many employees does International Personal Finance have?

International Personal Finance has 1,000 employees 🔒.

When was International Personal Finance founded?

International Personal Finance was founded in 2010 🔒.

What sector and industry vertical is International Personal Finance in?

International Personal Finance is in the Enterprise Software 🔒 sector and industry

M&A Buyers & Acquirers for International Personal Finance

Who are the top strategic acquirers in International Personal Finance's sector and industry

Top strategic M&A buyers and acquirers in International Personal Finance's sector include ████████, ██████████, ██████, ████████, and ██████████ 🔒.

Which M&A buyer groups are most relevant for International Personal Finance?

Top strategic M&A buyers groups and sectors for International Personal Finance include █████████████████ , ████████████████, █████████████, ████████████, and ████████████████ 🔒.

Financial Investors investing in International Personal Finance's sector and industry vertical

Which are the top PE firms investing in International Personal Finance's sector and industry vertical?

Top PE firms investing in International Personal Finance's sector and industry vertical include ████████, ██████████, ████████, and ██████████ 🔒.

Who are the top buyout funds acquiring in International Personal Finance's sector and industry vertical?

Active PE funds and buyout funds acquiring companies in International Personal Finance's sector and industry vertical include █████████, ██████████, ████████████, and ████████████ 🔒.

Who are the top growth equity funds investing in companies in International Personal Finance's sector and industry vertical?

Growth funds and venture capital funds investing in companies similar to International Personal Finance include █████████, ██████████, ████████████, and ████████████ 🔒.

Valuation benchmarks of companies in International Personal Finance's sector and industry

Which are the key public companies that are relevant trading comps benchmarks for International Personal Finance?

The key public trading comparables and valuation benchmarks for International Personal Finance include █████████, ██████████, ████████████, and ████████████ 🔒.

Which are the key trading comparable groups for International Personal Finance for public valuation benchmarks?

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What are recent M&A transactions in International Personal Finance's sector and industry vertical?

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What are recent capital raises and funding rounds in International Personal Finance's' sector and industry vertical?

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