Valuation Trading Multiples & Precedent Transactions: Core Banking and Payments Software Companies
Valuation benchmarks for Core Banking and Payments Software Companies. Access public trading comps, EV/EBITDA acquisition multiples, and private market data for pitch books and valuation analysis.
1.1 - Core Banking and Payments Software Companies Market Context & Valuation Drivers
Companies in this group are public software vendors delivering core banking, digital banking, payments, lending, and securities platforms to regulated financial institutions. They monetize mission‑critical systems via SaaS subscriptions, licenses, maintenance, and implementation services. Grouped as comparables due to similar end markets, sticky deployments, integration depth, and recurring revenue profiles that create predictable cash flows, high switching costs, and valuation benchmarks tied to ARR growth and net revenue retention.
Typical capabilities include core deposit and account processing, digital channels for online and mobile banking, real‑time payments acquiring and issuing, loan origination and credit underwriting, securities trading and brokerage operations, wealth and asset management tools, fraud detection, AML/KYC compliance, and analytics. Offerings are delivered via cloud or hybrid architectures with open APIs, workflow automation, and integration to cards, ATM networks, and third‑party systems, enabling financial institutions to modernize and scale.
Primary buyers include retail and commercial banks, credit unions, payment processors and card issuers, and broker‑dealers or asset managers. Valuation drivers center on recurring revenue mix, ARR and payments volume growth, net revenue retention, gross margin, services intensity, and cloud migration progress. Outcomes include improved digital adoption, lower fraud losses, higher customer lifetime value, and throughput gains that increase transaction volume and fee income.
2. Valuation Analysis: Public Trading Comps & Multiples for Core Banking and Payments Software Companies companies
2.1 - Public Peer Groups & Median Valuation Multiples for Core Banking and Payments Software Companies sector
Comparable group 1: Core Banking and Payments Software Companies
Hundsun
- Enterprise value: $●●●m
- Market Cap: $●●●m
- EV/Revenue: ●.●x
- EV/EBITDA: ●●.●x
- Description: Provider of financial technology solutions offering software products and services for wealth management, brokerage operations, asset management, and compliance, supporting financial securities, banking, and insurance sectors with robust data and network services.
- Key Products:
- Wealth Management Software: Digital platforms enabling robust investment management and client servicing
- Brokerage Solutions: Comprehensive software for trading and brokerage operations
- Compliance Tools: Integrated systems ensuring regulatory compliance for financial institutions
- Asset Management Platforms: Advanced solutions for managing diverse asset portfolios
- Financial Data Services: Real-time and archival market data supporting investment decision-making
Shenzhen Kingdom Sci-tech
- Enterprise value: $●●●m
- Market Cap: $●●●m
- EV/Revenue: ●.●x
- EV/EBITDA: ●●.●x
- Description: Provider of fintech and data-driven technology solutions, offering comprehensive IT services for securities, asset management, and financial institutions, enabling digital transformation and enhanced operational capabilities.
- Key Products:
- Securities Trading Systems: Integrated platforms for efficient securities trading operations
- Asset Management Solutions: Advanced tools for managing diverse investment portfolios
- Financial IT Services: Comprehensive IT infrastructure and support for financial institutions
- Digital Transformation Services: Solutions for evolving financial operations into digital ecosystems
- Risk Management Tools: Systems to identify and mitigate financial and operational risks